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2.Jack Soll:J. B. Soll, R. L. Keeney, and R. P. Larrick (2013). “Consumer Misunderstanding of Credit Card Use, Payments, and Debt: Causes and Solutions.”Journal of Public Policy & Marketing32(1): 66–81.
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4.a little explanation:P. M. Fernbach, S. A. Sloman, R. St. Louis, and J. N. Shube (2013). “Explanation Fiends and Foes: How Mechanistic Detail Determines Understanding and Preference.”Journal of Consumer Research39(5): 1115–1131.
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5.skin care:T. Caulfield (2015). “The Pseudoscience of Beauty Products.”The Atlantic. www.theatlantic.com/health/archive/2015/05/the-pseudoscience-of-beauty-products/392201/; Z. Liu (2014). “How Cosmetic Companies Get Away with Pseudoscience.”Pacific Standard. www.psmag.com/nature-and-technology/cosmetic-companies-get-away-pseudoscience-placebo-week-92455.
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6.$2,000 in thirty days:A. Lusardi, D. J. Schneider, and P. Tufano (2011).Financially Fragile Households: Evidence and Implications.National Bureau of Economic Research Working Paper No. 17072.
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7.enough savings to live on for three years:D. Rosnick and D. Baker (2014).The Wealth of Households: An Analysis of the 2013 Survey of Consumer Finances.Center for Economic and Policy Research. ww.scribd.com/doc/245746907/The-Wealth-of-Households.
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8.educational interventions:D. Fernandes, J. G. Lynch Jr., and R. G. Netemeyer(2014). “Financial Literacy, Financial Education, and Downstream Financial Behaviors.”Management Science60: 1861–1883.
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9.de Soto quote
:H.de Soto (2001).The Mystery of Capital: Why Capitalism Triumphs in the West and Fails Everywhere Else. London: Bantam Press, 186.
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10.cafeteria line:B. Wansink (2007).Mindless Eating: Why We Eat More Than We Think. New York: Bantam.
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11.organ donors:E. J. Johnson and D. G. Goldstein (2003). “Do Defaults Save Lives?”Science302: 1338–1339.
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12.Small business retirement plans: https://www.dol.gov/ebsa/publications/auto maticenrollment401kplans.html.
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13.simple rules:R. H. Thaler. “Financial Literacy, Beyond the Classroom.”New York Times, October 5, 2013.
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14.Ray Dalio quote
:Interview with Fareed Zakaria, April 27, 2015.
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结语 无知不可避免，错觉亦有价值
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1.ignorance documentation:D. Dunning (2011). “The Dunning-Kruger Effect: On Being Ignorant of One’s Own Ignorance.” Ed. J. M. Olson and M. P. Zanna,Advances in Experimental Social Psychology44: 247–296.
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2.“We’re not very good”
:David Dunning in interview with Errol Morris,New York TimesOpinionator, June 20, 2010.
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3.Dunning-Kruger effect:J. Kruger and D. Dunning (1999). “Unskilled and Unaware of It: How Difficulties in Recognizing One’s Own Incompetence Lead to Inflated Self-Assessments.”Journal of Personality and Social Psychology77(6): 1121–1134.
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4.Dunning quote
:David Dunning in interview with Errol Morris,New York TimesOpinionator, June 20, 2010.
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知识的错觉：为什么我们从未独立思考 图书在版编目（CIP）数据
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知识的错觉/（美）史蒂文·斯洛曼，（美）菲利普·费恩巴赫著；祝常悦译. —北京：中信出版社，2018.1
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书名原文：The Knowledge Illusion：Why We Never Think Alone
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ISBN 978-7-5086-8250-1
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I. ①知… II. ①史… ②菲… ③祝… III.①认知心理学 IV. ①B842.1
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