1704992667
1704992668
B：可以。考虑到我们的交易是以到岸价为基础的，我们投了水渍险。你还想了解什么吗？
1704992669
1704992670
A: No, not really. I’m just wondering if the damage of goods is included in this WPA or not.
1704992671
1704992672
A：不，不用了。我只想知道货物破损是否包括在水渍险之内。
1704992673
1704992674
B: Actually, the damage of the goods belongs to the Risk of Breakage. We could add this item if you wish.
1704992675
1704992676
B：实际上，货物破损属于破损险。如果你们希望，我们可以加上这一条款。
1704992677
1704992678
A: That’s an additional risk item, isn’t it?
1704992679
1704992680
A：这是一项附加风险条款，对不对？
1704992681
1704992682
B: Yes, and the buyer is usually required to bear the cost for the additional risk coverage.
1704992683
1704992684
B：是的，通常需要买方承担附加风险费用。
1704992685
1704992686
A: I see. And how about this? What about if we change to “All Risks”? Do we still have to pay extra for the Risk of Breakage?
1704992687
1704992688
A：我明白了。这样做行吗？我们改成“一切险”怎么样？我们还需要支付额外的破损险吗？
1704992689
1704992690
B: No, you don’t have to. The insurance of All Risks has that item under coverage already. However, all you need to do is to pay a little higher premium rate.
1704992691
1704992692
B：不，那就不需要了。一切险已经包含破损险了。然而，你们需要支付稍高一点儿的保险费。
1704992693
1704992694
A: That really doesn’t matter. The safety of the goodsis all that matters.
1704992695
1704992696
A：没关系。我们关心的是货物安全。
1704992697
1704992698
B: Oh, yes, absolutely. I’ll have your insurance changed from WPA to All Risks for 110％ of CIF invoice value as per the ocean marine cargo clauses of the PICC.
1704992699
1704992700
B：噢，是的，确实是这样。根据中国人民保险公司海洋货物运输条例，把水渍险换成一切险，收到岸价发票金额的110％。
1704992701
1704992702
A：好吧。谢谢。
1704992703
1704992704
A: Sounds good. Thanks.
1704992705
1704992706
Dialogue 3
1704992707
1704992708
A: May I ask you a few questions about insurance?
1704992709
1704992710
A：我可以问你几个有关保险的问题吗？
1704992711
1704992712
B: Yes.
1704992713
1704992714
B：可以。
1704992715
1704992716
A: Now we’ve given a CIF Shanghai price of some steel plates. What insurance rate do you suggest we should get?
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