1704992683
1704992684
B：是的，通常需要买方承担附加风险费用。
1704992685
1704992686
A: I see. And how about this? What about if we change to “All Risks”? Do we still have to pay extra for the Risk of Breakage?
1704992687
1704992688
A：我明白了。这样做行吗？我们改成“一切险”怎么样？我们还需要支付额外的破损险吗？
1704992689
1704992690
B: No, you don’t have to. The insurance of All Risks has that item under coverage already. However, all you need to do is to pay a little higher premium rate.
1704992691
1704992692
B：不，那就不需要了。一切险已经包含破损险了。然而，你们需要支付稍高一点儿的保险费。
1704992693
1704992694
A: That really doesn’t matter. The safety of the goodsis all that matters.
1704992695
1704992696
A：没关系。我们关心的是货物安全。
1704992697
1704992698
B: Oh, yes, absolutely. I’ll have your insurance changed from WPA to All Risks for 110％ of CIF invoice value as per the ocean marine cargo clauses of the PICC.
1704992699
1704992700
B：噢，是的，确实是这样。根据中国人民保险公司海洋货物运输条例，把水渍险换成一切险，收到岸价发票金额的110％。
1704992701
1704992702
A：好吧。谢谢。
1704992703
1704992704
A: Sounds good. Thanks.
1704992705
1704992706
Dialogue 3
1704992707
1704992708
A: May I ask you a few questions about insurance?
1704992709
1704992710
A：我可以问你几个有关保险的问题吗？
1704992711
1704992712
B: Yes.
1704992713
1704992714
B：可以。
1704992715
1704992716
A: Now we’ve given a CIF Shanghai price of some steel plates. What insurance rate do you suggest we should get?
1704992717
1704992718
A：现在我们为一些钢板报上海到岸价，您建议我们办什么样的保险费率呢？
1704992719
1704992720
B: Well, obviously you won’t want All Risks cover. Because they aren’t delicate goods and won’t likely be damaged on the voyage. FPA will be good enough.
1704992721
1704992722
B：嗯，显然您不想保一切险。因为这些货不是易损易碎的货物，航行中不可能损坏。平安险就挺好。
1704992723
1704992724
A: Then am I right in understanding that FPA does notcover partial loss of the nature of particular average?
1704992725
1704992726
A：那么，就我理解平安险不保单独海损性质下的部分损失，对吗？
1704992727
1704992728
B: That’s right. On the other hand, a WPA policy covers you against partial loss in all cases.
1704992729
1704992730
B：对的。另一方面，水渍险保险单保您在各种情况下遭受的部分损失险。
1704992731
1704992732
A: Are there any other clauses in marine policies?
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